:: Best Rate Terms and Conditions This program is available at participating locations in Ireland and the United Kingdom offering the FEXCO DCC service. Payment card transactions will be converted to the currency of the issuing bank at point of sale by FEXCO's DCC service using a rate of exchange that is equivalent to or better than that offered by the cardholder's issuing bank, including any international fees applied by cardholder's card issuer. In the unlikely event that a cardholder can show they were disadvantaged by choosing to have their transaction converted at Point of Sale using a FEXCO DCC rate of exchange, FEXCO DCC will, subject to these terms and conditions, refund to the cardholder the difference between the price calculated using the FEXCO DCC rate of exchange used to convert their transaction and that calculated using the rate of exchange offered by their issuing bank on the same day. Cardholders wishing to make a claim must: 1.Contact our helpdesk for a claim form. Call 1800 402123 (Ireland) or 0800 838441 (UK) or +353 66 9792021 (outside Ireland & UK). Visit our website www.FEXCODCC.com to obtain a claim form and for a copy of our terms and conditions. 2.Complete the claim form as directed, attaching all required evidence, and return the form to FEXCO DCC within 60 days of the card transaction to which the claim relates. A cardholder's sole recourse under FEXCO DCC's Best Rate Guarantee program is submission of a claim as described herein. It is understood that any claim or dispute in connection with FEXCO's Best Rate Guarantee program does not provide a cardholder with the right to initiate a chargeback in relation to a card transaction. It is further understood that FEXCO's determination regarding validity of a claim is final. FEXCO is not responsible for, nor shall it be bound by, any statements or representations regarding the FEXCO DCC Best Rate Guarantee program made by any third party. Some credit card issuers may charge a fee for card usage overseas irrespective of the currency in which the card is charged. FEXCO DCC's Best Rate Guarantee program does not cover such fees. The FEXCO DCC Best Rate Guarantee program may be withdrawn at any time. The Terms and Conditions of the FEXCO DCC Best Rate Guarantee program are governed by and construed in accordance with the laws of Republic of Ireland and any disputes are subject to the jurisdiction of the Irish courts.

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